Costco has partnered with American Family Insurance to provide exclusive auto insurance options for its members. This collaboration allows Costco members to access unique benefits, including the Costco Car Insurance Lifetime Renewability Benefits, which ensures that members can maintain their coverage without worrying about losing it due to age or other factors.

In 2026, the transition to American Family Insurance from CONNECT brings a fresh branding approach while retaining the essential benefits that members have come to appreciate. This change aims to enhance the overall customer experience and streamline the insurance process.

Membership-Specific Tier Savings

One of the standout features of Costco's auto insurance is the tiered savings structure available to Executive Members.

Available Discounts

• Premium Safety discounts
• Defensive Driver discounts

These discounts can lead to significant savings on premiums. This tiered approach not only rewards loyal members but also encourages safe driving habits.

By taking advantage of these discounts, members can see a reduction in their overall insurance costs, making it a smart choice for those looking to save while ensuring they have quality coverage.

Bundling Advantage: Save More with Multiple Policies

Costco members can enjoy additional savings by bundling their auto insurance with home or umbrella policies.

Average Savings

• Members can save between 5-15% when they combine these policies.

This bundling advantage not only simplifies the insurance process but also provides comprehensive coverage across different areas of life.

For those considering multiple policies, this is an excellent opportunity to maximize savings while ensuring that all aspects of their insurance needs are met.

Unique Policy Features to Consider

Costco's auto insurance policies come with several unique features that set them apart from standard offerings.

Glass Repair Deductible Waiver

The Glass Repair Deductible Waiver allows members to have their windshield repaired without incurring a deductible, which can save money and hassle in the event of minor damage.

Accident Travel Expense Coverage

Accident Travel Expense coverage provides reimbursement for travel expenses incurred due to an accident, ensuring that members are not left out of pocket during stressful times.

Costco Member Exclusive GAP Insurance Quotes

For members who finance their vehicles, GAP insurance can be a crucial addition to their policy.

Benefits of GAP Insurance

• Helps cover the difference between what is owed on a vehicle and its actual cash value.
• Provides protection in the event of a total loss.
• Offers additional peace of mind for financed vehicles.

This added layer of protection can provide peace of mind for those who want to ensure they are fully covered.

By exploring these exclusive options, members can tailor their insurance to fit their specific needs and financial situations.

Roadside Assistance Benefits for Executive Members

In 2026, Executive Members will also benefit from enhanced roadside assistance services through the CONNECT American Family Insurance Costco Bundle Discount.

Key Benefit

• Help is available through roadside assistance in case of emergencies.

This service provides peace of mind for drivers, ensuring that help is just a phone call away when needed.

Having reliable roadside assistance can make a significant difference in the overall driving experience, especially for those who frequently travel long distances.